How to open a dollar account in WebMoney. How to add a WebMoney dollar wallet. How to create a Webmoney currency wallet

You have become a member of the WebMoney Transfer system by installing a special program WM Keeper, with which you can communicate with other users and make money transfers between wallets. The difference between the WebMoney wallet and the one that we use in everyday life is that it is virtual, and the money (wm - webmoney) that is on it is not paper, but electronic.

There are currently 9 types of wallets in the Webmoney Transfer system:

Z-wallet or "dollar". The money it contains is equivalent to US dollars. Members of the system call them WMZ.
- R-wallet or "ruble". WMR - equivalent to Russian rubles.
- E-wallet. WME - Euro equivalents.
- U-wallet or "hryvnia". WMU - equivalent to Ukrainian hryvnia.
- B-wallet. WMB - equivalent to Belarusian rubles.
- Y-wallet. WMY - equivalent to Uzbek sums.
- G-wallet. WMG - gold equivalents. WMG
- C and D-wallets are used to receive and issue a loan (about these wallets - in another other article).
1WMZ \u003d 1 USD;
1WMR \u003d 1 Russian ruble;
1WMG \u003d 1 gram of gold;
1WME \u003d 1 euro and so on.
All of the above wallets consist of a letter (Z, R, E, U, B, Y, G, C, D) followed by 12 digits. In order to create a wallet, you need to launch the WM Keeper program. Find the menu under your full name, select the second tab on the left - "WALLETS" (after "correspondents") and click on it. The bookmark will be empty. Right-click in an empty window and select New from the menu. In the appeared window "You do not have a single WM-purse" press the button "Next".

After that, a window will appear in which you can select the type of wallet to be created. Choose the type of wallet that suits you and below, in the "name" field, give a name to your wallet (Z-wallet can be called "dollar", U-wallet - "hryvnia", etc.). Then, click Next.

Check the box next to "I accept the terms of this agreement" and click "Next". The system will inform you that the wallet has been successfully created. After you have created a wallet in one currency, you can create wallets for other currencies. You can create several wallets in the same currency inside your WMID in order to make it easier to track payments for different services, projects, etc.

Credit wallets type C and D can only be created in a single copy. If you have Keeper Mini installed, you can create only one type of each wallet. Type C and D credit wallets are not available in Keeper Mini.

It is important to remember that transfers in the system can only be made between wallets of the same type.
For example - only from Z-purse to Z-purse, from R-purse to R-purse.
It is impossible to transfer money from R-wallet to U-wallet and so on.
Let's say you only have WMU, but you need to transfer to another member of the WMR system, you can exchange WMU for WMR and after currency exchange transfer money to R-purse. Also can be done with any other kind of WM.

You have created a Z-wallet and want to transfer WMZ to it. To do this, you need to inform the person who will make the transfer your Z-wallet number, be sure to indicate the letter “Z” before its 12-digit number. For example - Z623456789112. It will be WRONG !!! - if you just enter the 12-digit wallet number. It's the same with other types of wallets.

How to create a Webmoney wallet

In our previous article, we talked about the registration process in the Webmoney system, but to use it, you also need to create your own electronic wallet. It is to this wallet that you can withdraw funds, as well as pay for purchases on the Internet, mobile communications, etc. Our today's article will describe in detail the process of creating an electronic wallet Webmoney, all stages of creating a wallet will be accompanied by screenshots, so it will not be difficult for you to do the same and create your own webmoney wallet.

We will not talk for a long time about what exactly this wallet is for, and what wallets are, you can read about this in our article - registration in WebMoney. Let's go straight to creating our wallet.

Webmoney in Keeper Standard

Keeper Standard System used by default for all registered usersWebmoney ... In order to manage your wallets usingKeeper Standard You just need to go through any browser to the official websiteWebmoney - webmoney.ru.

1) First, you need to enter your personal account, for this we go to the official website and click INPUT.

We indicate your username, password and enter the verification code.

2) After that you will be taken to your personal account. Here we are interested in the item WALLETS

If you have not registered any wallet yet, then you should have an empty one there.

3) Now click on the plus sign and a drop-down menu will open in front of you

Here we are interested in the item CREATE WALLET

4) Now we get to the wallet creation page. In the drop-down list you can choose which wallet you want to create.

The picture above shows how to create a wallet for Euro.

Let's figure out exactly how to create wallets in different currencies.

Webmoney in rubles - select the item WMR - the equivalent of RUR

If you need to create a walletWebmoney in dollars - select the item WMZ - equivalentUSD

If you need to create a walletWebmoney in euros - select the WME item - the equivalent of EUR

Payment system WebMoney needs no introduction. She was the first to start her work in Russia and neighboring countries. However, time goes by, the design of WM changes, new functions are added, modern technologies are being introduced.

And, despite the fact that WebMoney has been working for quite some time, many people do not know what a WMZ wallet is and how to work with it. This will be discussed further in this article. You will learn what a Z-wallet is, how to create it, find out its number, features and much more.

What is WMZ in WebMoney

So, first of all, you should answer the question: WMZ - what is this currency? And for this you need to understand the mechanisms of operation of this payment system. There is no usual understanding of "Money" here. Instead of them, this wallet has conventional units, which are called title units. These title units can correspond to different types of currencies. At the same time, title units are stored in the corresponding wallets.

WMZ is a dollar wallet designed to work with US dollars.

In fact, these are the same dollars, but in digital form. Their rate corresponds to the rate of real USD, they can be spent paying for goods and services in foreign online stores, they can be withdrawn to the appropriate bank card or account.

How to create a WMZ purse WebMoney

The question of how to add a dollar wallet to WebMoney has its own nuances. The point is that not everyone can do it. And the reason is that you need to get at least to get started. And for this you need to fill in your data and upload a copy (photo) of your passport. Only then can you create additional foreign currency accounts.

It should be noted that this can be done in two ways:

• Through Keeper WinPro.
• Through Keeper Standart.

Both options are pretty simple and straightforward. But, WinPro Keeper has a more user-friendly interface and advanced features.

It should be remembered that it is impossible to create a VMZ wallet. In the mobile application, you can only add an already created account so that the program displays it.

Output

Regarding the withdrawal of the title units of a WMZ purse, you should understand that if you plan to transfer funds to a bank card or account, then the card must be in dollars. There is no automatic conversion here. You must convert the currency yourself, and only then withdraw it. At the same time, not everyone can display WebMoney VMZ. Much depends on the type of certificate, which should be at least formal.

Exchange

If you have a WebMoney Z-wallet, you can exchange these title units for another currency. Moreover, absolutely in any direction. The main thing is that you have wallets for the required currencies. We discussed how to create them above using the example of a dollar account. Like any other operation, an exchange can be performed in three ways:

• Through Keeper Standart.
• Through Keeper Mobile.
• Through Keeper WinPro.

Each of the methods can be convenient in a given situation. But in general, if you are at home and work on a computer, then it is better to use Keeper Classic (aka WinPro), as it has the most convenient and intuitive interface.

Regarding conversion, you should be aware that the exchange rate differs from that set by the National Bank (NB). There are different ways to do this:

• Through the WM exchange.
• Through built-in sharing tools.

If you have got yourself two wallets in the Webmoney payment system in rubles and dollars, then sooner or later there will be a need to exchange WMR for WMZ and vice versa. Our article will tell you how to correctly convert rubles to dollars in Webmoney. We have presented three methods for making a translation, the first is easy, the other two are slightly more difficult.

Click on the menu button at the top of the program, find the line: "exchange WM * for WM *". Click on it, the transfer window will pop up, first specify the Z-format dollar wallet, then select the R-format ruble wallet, from which we transfer.

Now specify the amount in rubles and the program will immediately display the amount in dollars required for the exchange, you can do it and vice versa. Below you will see the current exchange rate and system reserve. Then click the Next button. Confirm the transaction by entering the captcha and after a few seconds the system will transfer the funds to your WMZ wallet.

Photo instruction

• Step 1
• Step 2
• Step 3
• Step 4

Video instruction

Specialized exchangers

Automatic monitoring services of exchange offices, for example BestChange.com, will help you to find the right rate. Go to the service website and choose the exchanger with the best rate. A randomly selected site with BestChange makes transfers at the rate of 1 WMZ \u003d 60.39 WMR (including a commission of 60.87 rubles).

1. If you see negative reviews that do not have an administrator's response, then you should not choose such a service. I note that this is a rare case, usually the owners respond to the claims of their users and solve the problems that have arisen.
2. If you notice that the reserve of the exchanger is zero or close to it, then do not rush to change the currency here. The transfer will be delayed until the reserve of the exchange machine is replenished, so it is better to choose another option.
3. Please note that some exchange offices work in manual or semi-automatic mode, so it will not be possible to quickly transfer WMR to WMZ. Choose an automatic service whenever possible.
4. View information about the WM identifier (WMID). The correct option is a certificate of a seller, registrar, payment machine, or Capitaller, but a personal passport is also suitable. The higher the Webmoney BL, the better. WMID, of course, no claims or claims. These are the main characteristics of a secure WM identifier.

Exchange WM. Exchanger

This is the official WebMoney service for the automatic exchange of title units (WMR, WMZ, WME, etc.) between system participants. Going to the site, you will see a list of applications, select the appropriate rate for the transaction, enter the exchange data and click the "Pay for the application" button. The funds will arrive in a few seconds.

Among the pluses of WM. Exchanger: self-creation of applications at your rate, instant exchange process. At the time of this writing, the most profitable order for 1 WMZ required 59.8 WMR (including a commission of 60.28 rubles).

If you want to know about the reverse exchange, that is, how to transfer dollars to rubles in Webmoney, then the above methods will certainly work in this case.

Outcome

If you need to get a small amount of dollars in exchange for rubles, you can transfer currency in the Webmoney Keeper program. It's fast, convenient and reliable. But if you have a task to transfer large amounts or you just need the most profitable option, then you should definitely use the WM exchange. Exchancher or third party exchangers. Remember, the ruble protects a penny!

Information for those who have not read: any information sooner or later becomes irrelevant. If you notice that something from what we have described below is not going the way you see in practice, please contact us for support. We will definitely help, and we will correct the texts with pictures. Recruits will be grateful to you! Go...

WMID is a kind of your registration number in the system, which, in turn, may have several webMoney wallets of various types.

You can make a transfer only between webMoney wallets one type. That is, you can transfer money from your Z-purse to the Z-purse of another member of the system. But you cannot transfer money from Z-wallet to R-wallet and so on. For conversion you can use the link.

With the theory finished, let's move on to practice. Let's create the ones we need webMoney wallets.

After registering in the system, as you remember, we got into your account. If for some reason you closed the window, go to the page https://my.wmtransfer.com/ again and log in by entering your email address or mobile phone number, as well as your password (we came up with it during registration and remembered it. Or maybe they even recorded it somewhere). Go to the tab Finance and click on a plus.

On the new page that opens, in the right column, we indicate which type webMoney wallet we need. We read the text of the agreement and put a tick in the "I accept the terms" checkbox. Press the button Create a.

If at creating wallets type WMU or WMR, you do not see them among those offered for creation, then you will need to receive and upload a photo of the document to the system server.

Sometimes users encounter the error " This account already has a wallet of the specified type". In this case, just log out of your account and log in again: the cached information will be updated and you will see the current state of the wallets.

Note, that when creating some webMoney wallets various errors can occur. For example, you may be asked to go to the website of the certification center https://passport.webmoney.ru and indicate your passport data. In other words: instantly and free of charge. If you have received a formal passport, but you are still asked to indicate your passport data, upload a photo of your document to the server and wait for the verification of the provided data by the administrator of the certification center. Verification of documents takes up to two working days.

We draw particular attention to the fact that in order to create a WMB wallet, you must first obtain at least an initial passport, otherwise you will constantly receive an error. The procedure for obtaining such a certificate in the WebMoney system is here. Obtaining a certificate when creating this webMoney wallet prescribed by the laws of Belarus, which require only verified users to make online settlements.

If you need to create another type webMoney wallet, then click the "Create" link again and repeat the procedure.

To find out the number webMoney wallet and the balance on it, open the "Wallets" tab in your account. Rooms webMoney wallets we've marked in the screenshot below in blue and the amount in green.

Rooms webMoney wallets if necessary, you can write it down somewhere, this is not secret information. In order to get money for the right webMoney wallet, just give his number to your correspondent. It will be possible to withdraw funds from the wallet and receive cash (real) money later on.

Let's move on to learning the procedure that will often be required of you - on various services.