Alipay payment system. Alipay payment system is closing. Advantages of the system and registration

Alipay aka Zhifubao is the leading third party solution online payments in China, facilitating the shopping process both online and offline.

By registering on Alipay you can:
Make purchases on most Chinese sites, including Taobao and Tmall
Transfer money to friends, landlords without leaving home
Pay for services, top up your phone and credit card accounts
Buy drinks and food at Starbucks, Family Mart, C-store, most chain stores and vending machines
Pay for a taxi, food at home, movie tickets

Step 1 Alipay register

Download the Alipay app

Download latest version app on the Alipay website or find it in your app store. The latter is preferable because you need at least basic knowledge of Chinese to navigate the Alipay website.

You can register on Alipay through your phone number by entering the verification code sent to your phone and then set a password to next page. The application will automatically log you in.

Step 2 Alipay register

Add a bank card

Click Me in the bottom right corner and you will see the details account Alipay.

Enter the Bank cards section. If you haven't linked a card yet, click Bank cards to add your credit or debit card. In some small chain stores credit cards are not accepted, so a debit card is preferred for your registration.

Step 3 Alipay register

Enter your bank card information

Alipay will ask you to set a six-digit code as your payment password, which will be needed when you use the app.

After which you will need to indicate your Chinese bank card number. Select the correct type of ID and enter your personal information exactly as it is recorded by the bank. It is very important. If you experience any errors after filling out the information, it means that your bank records are somehow different from what you entered.

Try typing your name in capital letters and make sure you use the same letters in the same sequence and phone number as your bank. If this doesn't work, you can go to the bank and set up your Alipay account with the help of the bank staff.

Alipay will send a text message with a verification code to the phone number you provided for your bank account. Enter this code to complete linking your bank card to Alipay.

Step 4 Alipay Register

Now yours bank card will appear in the Bank cards tab. Thanks to this, you can make purchases using your phone almost anywhere. For in-store payments, simply click the Pay button to download your personal QR code, which can be scanned to debit your money.

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New online electronic payment systems, which gained popularity in 2004 along with popular services, include Alipay, which supports transactions with 14 world currencies. It was created by the Chinese company Alibaba Group with the goal of simplifying online purchases that suit both parties (seller and buyer).

Alipay service is available in Russia and is powered by financial partners Visa and MasterCard. People living in Russia can use their Alipay personal wallet to pay for purchased goods on AliExpress. Such transactions are simple: when the buyer transfers funds for the goods, they are temporarily held in the account until confirmation of receipt of the order. As soon as the goods are delivered, money will be automatically credited to the seller’s account - that’s what Alipay is in Aliexpress.

Signing up for Alipay couldn't be easier. To do this, you need to follow the link and find the tab called: “ My Alipay» on the AliExpress website (in the menu). All instructions are exactly indicated on the website:

1. Creating a profile (button “Open Alipay Wallet. Now”).
2. Entering data (personal email, filling out a captcha, receiving instructions for action, the “Send letter” button). Yandex users will need to open their personal mail in a new browser tab and look for the letter in Inbox (or Spam), clicking on the link in the letter.
3. After following the link and filling out the form, click “Next”.
4. Registering your own password and adding personal data to access the service is carried out using the lowercase or uppercase alphabet.
5. You must check the box if you agree that the return electronic money with AliExpress, in case of problems or failures, please contact the service, then click “Submit”.

The wallet has now been successfully created. For small purchases, you can verify your account at any convenient time. When you click the service logo at the top of the page, Login to Alipay in Russian.

Important! Refunds cannot be withdrawn from your wallet, but you can use them to pay for new purchases. To make large purchases, you need to activate your account with a request to verify records and records from service employees (color scans of your passport or other identification cards are required here).

Top up your Alipay account

At the beginning of registration, the payment system will provide information about an empty wallet with a zero balance. To replenish it, you can use several options:

1. Sending a bank transfer. Minimum amount should be 21 USD
2. Transfer using Western Union from 21 to 5,000 USD
3. Using the Brazilian payment system Boleto 1 USD — 3,000 for one month.
4. Instantly send money with Webmoney 1−5 thousand USD

The nuances of replenishment include the following points: Alipay payments using the first method (through a bank) occur within 7 working days, and according to the second (Western - within 3). The last option is the most acceptable, subject to availability Webmoney wallet.

Important! Alipay wallet funds can only be spent on purchasing goods.

It is best to link an open Alipay account to a personal, non-expired bank card. Linking to two or more cards is allowed. This will simplify payment for purchases, save time and avoid constant data entry. Here only a password will be enough.

Payment for purchases can be made directly on the Chinese website Taobao or use the services of a trusted seller (here it is better to communicate with the store manager using the Ali WangWang program).

When paying for your order, you can simply enter your Alipay Wallet password. Payment for the order is carried out with a debit of one cent. The paid order will be sent to the status “Checking payment”, transaction verification will occur within 24 hours.

But, if you confirm your identity in the wallet settings, providing the necessary document, then verification will not be required, and the order will be processed immediately. If you cancel your order, your funds will be returned to Alipay instantly (in one minute).

Important! If you link a valid bank card to Alipay, there will be no need to verify and send a scan of your passport - the system is reliable and secure.

If the user Aliexpress online store If there is a need to delete a card with all its details (expiration, change of bank, etc.), then you need to enter the number of another card in your data account. Here they use 2 main options:

First way

1. Authorization in the online supermarket on the official website (http://ru.aliexpress.com/).
2. Click on the “header” of the site in the “My Aliexpress” panel.
3. In the list, click the “My Alipay” section.
4. IN new page Click the “Open Alipay Wallet Now” button.
5. Enter the captcha in the proposed panel and click “Submit” email».
6. In a new tab, enter the email associated with Aliexpress.
7. Click the link in the SMS from the online store.
8. Indicate all identification personal data in the form fields and send them, after “Next”, exactly following all the instructions to delete the card.

Important! Using this method, you can remove the link to the map and mobile application.

Second way

It is considered more convenient and easier in comparison with the first one, since it disables binding without specifying identification data, saving the Alipay wallet. To do this you need:

1. Log in to the store online.
2. Open a new tab and address bar web browser and type: “intl.alipay.com” and then press the “Enter” button.
3. Click “Delete card” in the “Information about...” block.

The operation has been completed. You can then attach it to your profile. new map, and use your account as usual.

With simple steps you can recover in Alipay. To do this you can reset the old password and restore the new one, but at the same time you need to remember exactly what personal mailbox linked to the system (from which the registration took place), and have access to it.

The password is restored by resetting it using the link provided on the site. To receive a link, fill in the special fields provided. An email will be sent to you requesting a password reset.

It is very difficult to recover a password if a person has forgotten his address Email related to AliExpress. If the user has a large turnover in the system, then you can contact the site’s support service, indicating that you forgot your Alipay password and email.

After answering all the necessary questions to the service, the moderators will restore access to the wallet, but to do this you need to be convincing in your desire to confirm that you are the owner of the account.

You will be prompted for a new password registration rather than the old one. The old password will be lost forever.

The user is expecting an SMS from Aliexpress, but for some reason it doesn’t arrive. If a lot of time has passed and you do not receive a confirmation letter from Alipay, you need to open the website and visit your account by clicking on login. An information dialog box will appear here. Here you need to specify a valid email and password that was specified during registration.

Click on the Alipay input again, go to “My Aliexpress” in the menu. After the user's page appears, follow the link and receive a second SMS.

It’s easy to go to the link - to do this, hover the mouse over the profile picture and left-click once. A page will appear with internal link Edit Member Profile, which will show whether personal mail is activated or not. The system will display a screenshot indicating that the mailbox is without confirmation.

After clicking on the Edit button, a dialog window will open where you can make all the necessary adjustments to your profile, including changing your mail information.

To re-convince about activation, go to click here to confirm, and in the section make a request for an activation letter: hover over Resend now, click left button mouse, wait for an SMS in the mail, check it, click again to confirm the email. That's it - activation has occurred.

If registered users do not receive letters from Alipay, then it is worth checking the balance of your balance on cards and accounts, as well as the settings of your phone, SIM card, operator work (when using mobile version). In addition, network outages may affect the functions of the Aliexpress website. In such cases, it is worth opening a dispute and demanding your funds back.

The Alipay wallet in Aliexpress allows you to pay for any purchase or service in China quickly and without intermediaries. The company is constantly adding improvements and innovations for Russian users. For example, a Russian phone number is now used to confirm an account.

You can be active on your page: add products, participate in sales, use coupons and discounts.

Important! Since mid-2015 Alipay now has a tab like social network, which is called "Friends". Here all people can meet and communicate, including buyers and sellers.

We wish you a successful purchase of goods on AliExpress and successful payment using the Alipay wallet!

Modern shopping has long gone beyond shopping centers and fashion boutiques. Internet users are increasingly making purchases online, both in domestic online stores and in foreign ones. Those who have at least once ordered clothes for themselves, household appliances, accessories from China, have come across such a concept as Alipay. What is it and how does it work? This can be found in our short review.

Concept

Alipay is a popular payment system that was specially developed for the AliExpress website. The Alipay service became available to users in 2004. Currently this service used by more than 450 thousand commercial companies. Also, for the convenience of users, they recently developed a way to pay for purchases directly from a mobile device.

According to statistical indicators as of December 2010, the number of payment system users exceeded 550 million people. The average number of transactions per day was about 8.5 million, which in monetary terms equals $385 million. Also, the Alipay payment system (we’ve already figured out what it is) cooperates with 65 large financial organizations, such as Visa, Chine Union, Qiwi, MasterCard and others.

Alipay: advantages and disadvantages

Alipay, like any other payment system, has its advantages and disadvantages.

Benefits of Alipay:

• Simplicity and ease of use when paying for purchases using linked bank payment cards.
• Prompt refunds for unfulfilled and canceled transactions.
• For users of the payment system, additional discounts and promotions are constantly offered on the site.

Flaws:

• A small number of ways to replenish your wallet.
• There is no withdrawal of funds.
• Inconvenient interface.

Despite minor shortcomings, this payment system does its job well. This can be confirmed by thousands of laudatory reviews from satisfied customers.

Registration in the system

Before paying for purchases through the Alipay payment system, you need to go through a simple registration procedure. To do this, the user will need to fill in the following information:

• Personal details (name, age, location, etc.)
• E-mail address.
• Cell phone number.
• Bank payment card details.

The registration procedure is carried out once, that is, in the future the user will no longer need to enter similar data into the system. Before starting registration, the user needs to create an account on the AliExpress website. Then in your personal menu you need to click the “My Alipay” button and begin the registration procedure. As a rule, after transition to payment service will be installed by default English language, but you can change it and register on Alipay in Russian.

Topping up your wallet in Alipay

To top up your Alipay wallet, you need to choose the most convenient way for the user to top up your account from several possible options. Methods for replenishing your account in the Alipay payment system:

1. Bank transfer.
2. Transfer via payment electronic system, for example WebMoney.
3. Top up your account using payment terminals.
4. Top up your wallet using mobile transfer.

Please note that the Alipay payment system is not intended for withdrawal of funds. You can only use the funds credited to your account to pay for purchases on the AliExpress website or mobile application, as well as in other online shopping stores the largest Chinese concern Alibaba. So, what is Alipay? An ideal payment system for scammers who can take the money but never send the goods, or a convenient service for paying for purchases?!

When purchasing goods through the Alipay payment system, the buyer is completely protected. Although it does not provide for withdrawal of funds, the buyer can return the goods to the seller at any time or dispute the transaction and receive his money back to his wallet. Refunds are made within 24 hours.

How to use Alipay wallet?

After replenishing your wallet, all funds available in it can be spent on purchases in the mobile application or on the AliExpress.com website. To do this, you need to put the products you like in the “Cart” and click the “Pay” button. The payment methods will present several options from which you need to choose an Alipay wallet.

From January 1, 2017, the rules for using the Alipay payment system have changed slightly. This affected payment for goods using the internal balance; payment using bank payment cards through the system remained unchanged. The fact is that the AliExpress website refused to use the internal balance to optimize its payment processes. Therefore, users will no longer be able to store their funds in the Alipay wallet. What will this change when paying for purchases? This fact does not bring about any serious changes. Users will simply no longer be able to make purchases without using a bank account. payment card and store your money in the electronic wallet of this payment system. Otherwise, the entire process of using Alipay remains unchanged.

You may have heard that Alipay is a "relatively inaccessible" service for foreigners. So, this is not true and we will now prove it to you. Registering here is indeed a little more difficult than say, but in fact the process takes a little time and is not that complicated. The Alipay application is only partially translated into English (which is strange, but understandable due to Chinese specifics in general), and causes certain difficulties, but we will help you figure it out.

If you've ever paid for anything on Taobao, then you already have an Alipay account (surprise) - it's created automatically as soon as you go to the payment details section. Now all you have to do is download the application and confirm your identity to access all Alipay services.

If you have not yet created an account or paid for anything on TaoBao, follow our tips below and enjoy incredible convenient application Alipay for payments from your smartphone.

Note: If at you already There is application And You Just want to confirm mine account, go To step by step 6.

And so, let's go!

1. Download the Alipay application:

Before you start, make sure that your phone's language is set to English (usually all smartphones have it installed by default). Once this is done, go to the app store and download Alipay (in Chinese: 支付宝 ).

if you download from the Russian AppStore or Play Market —

And launch the application.

2. Account registration:

If for some reason, after installing the application, you have it on Chinese, then on the main screen in the upper right corner there is a language selection button. Click on it and select English and click the button "Back" .

To register you need to click on the button in "More" at the bottom of the screen, then select in the pop-up window "Sign up"

As with any other Chinese app, your next step is to verify your phone number. Select the region to which your phone number belongs, and then enter the number itself and click "Sign up" .

You will receive an SMS with a confirmation code. Enter it on the next screen. If you do not receive an SMS with a code, after 60 seconds you can resend the request.

If you installed the application from the Russian AppStore or PlayMarket, then everything will be a little simpler and will look like after clicking "Sign up" phone and region at once "Russia"

Note:for Taobao, you can use the same account, password and phone number you use to log in to Alipay.

3. Application main menu:

After registration you will be taken to main screen applications. You will be able to pay for various services, purchases in stores and accept payments into your Alipay account, right from this screen.

You can also order a taxi, view exchange rates and transfer money to a card of any bank in China. For ease of use, change the location of services yourself, remove rarely used ones and replace them with those that you use every day.

To do this, click on the icon (looks like four squares), and then on the Edit button in the upper right corner.

By clicking on the plus, services will automatically appear in the frequently used section; By clicking on the minus sign, you will be removed from this section.

4. Linking a bank card:

Login and select "Me" at the bottom of the screen. Go to your profile and click on "My Cards" . The screen will ask you to create a 6-digit password (be sure to remember it) that you will use when paying for goods.

If you do not have a card linked to your account, you will be automatically prompted to enter payment information.

After entering the card number, you will be redirected to a screen where you need to fill out the rest of the information specified in the bank when you issued the card. The data entered must be exactly the same as in the bank, otherwise nothing will work.

In line "Name" — indicate the name of the card owner

In line "Id type" — from the options offered to you, select “Passport”.

In line "Id number" — indicate your passport number.

If all the data is entered correctly, you will once again be asked to enter the confirmation code sent to you via SMS. After entering the code, the message will appear on the screen "Success" (which indicates successful card binding). Under the inscription "Success" an offer will appear to insure your account (insurance cost is 0.1 yuan ~ 1 ruble).

After clicking "Complete" in the upper right corner

you will see your card already linked to your account.

5. Alipay Account Balance:

You can also pay for purchases and services using the account balance. You can top it up from any linked card by clicking "Top Up" .

Restrictions on deposits and money transfers can be checked by clicking the button "Limit" in the upper right corner:

Also, without any problems, the funds that are on your balance can be withdrawn to any linked card by clicking "Withdraw" .

But this and others useful features will become available only after confirming your identity.

6. How to pay:

If you are going to pay for products purchased at a market or in a small store, you will be asked to scan the seller's QR code.

What to do:

Go to your home screen and tap "Scan" . Then simply move the lens to the seller's QR code. In the window that appears (opposite the yuan sign), enter the required amount and click confirm.

If you are shopping in a large store with cash registers, then in this case the cashier will scan your QR code. Just like in the previous case, we go to home page, but we choose not "Scan" , A "Pay" .

Point your QR code to the scanner. After scanning, you will be charged the amount that will be stamped on the cash register. Before payment, you can always choose which account your money will be withdrawn from (the account selection is located under the QR code)

Next in top menu Pressing "Collect" you can get money, and in the section "Pocket" All your discount cards and coupons are stored (which is damn convenient).

7. Application for identity verification on the Alipay website:

If you don't want to be limited by Alipay's limits for unverified users, then it's time to verify your identity. To do this, you need to go to the Alipay website. Unfortunately, on this moment The site does not support English.

Click on the blue button «登录 » and log in using the username and password you created.

On the next page of the site, in the panel at the top, find the link «账户设置 » . Click on it to go to your account settings.

Your next step will be to add 2 scans (photos) of your passport: the main page with your photo and a photo of the stamp of your last visit to the country. By clicking on the photo at the bottom of the screen, you will see examples of the necessary photos.

When uploading, use scans (photos) good quality, otherwise the system will not recognize them.

If you don't have a scanner, you can try alternative way- Scan the QR code on the right side of the screen and upload your passport photo via the Alipay app.

Once you've uploaded your photo, click on the blue button below to continue.

As soon as your account will be tested, you will receive a notification.

Congratulations!

No longer will you face the problem of running out of cash in your wallet, now you can pay for anything using your Alipay account.

A lipay account is the new kind payment for goods from Aliexpress, which is designed to simplify and secure your payment as much as possible. You can top up your account through a bank, Western Union, WebMoney, or link a credit or debit card to your wallet. It is worth noting that the Alipay account is different from the Aliexpress account. Both accounts have different passwords that are not related.

Simply put, Alipay account is yours Personal Area to which you add your card for payment, and instead of entering the card number and CVV code each time you pay for an item, you will only need to select an Alipay account and enter a password. Agree - this is convenient if you need to pay for many orders.
In addition, you can top up your Alipay wallet through Western Union, bank transfer, and in case of problems, return the money back. This is great news for those who use VU when paying for orders on Ali.

In order to create Alipay Wallet you need to follow the link -.

Or you can log into your Alipay account using your Ali account.


To do this, go to your account and click on the Alipay tab.


Next, click Open Alipay Wallet Now - Open Alipay wallet.

Enter your email address and captcha (verification code). Then we check the email and confirm the address.

We carefully fill out the contact information, especially pay attention to the item confirming your identity using a driver’s license/passport (driving license, Passport ID, etc.), they cannot be changed in the future. Therefore, provide real data without errors. At the end you will be prompted to enter 3 security questions and choose a password.
The password must be 6 digits long and must not contain letters or special characters.

Those who like to pay for goods via WebMoney, pay special attention to this point:

“I agree to the return of payments made through Western Union, bank transfer or WebMoney...”
If you select this option, then when you return the funds, the money will be returned not to the WebMoney account, but to the Alipay account.


Congratulations! You have created an Alipay account.

The last step left is to confirm the real data of your account using the documents that you selected earlier (passport\licence, etc.).